Home Loans

Whether you're looking to purchase your first home, refinance your existing house, build your dream home, make some much needed improvements, or want to to buy a second home, American Bank's loan officers can help you find the option that is just right for your unique situation.  We will take the time to answer any questions you have and put you on the right track toward finding the best solution.

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Business/Commercial Loans

If you are starting a business, or need capital to expand your current business, one of the most important things you need to secure is a viable Commercial Lending source for your business needs. Securing your financing with American Bank boosts our local economy, which in turn helps all of our businesses grow and prosper.

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Consumer Loans

Our Loan Officers are here to work with you on any lending need you may have.  Being locally owned and operated means fast turnaround time on your loan requests.  It also means the decision will be made by someone who knows you and your unique situation.

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Our Loan Officers

No matter what type of loan you’re looking for, our full-service loan department makes it easy. Our loan officers are ready to use their expertise to guide you through the lending process. Contact us to see how you can benefit from the expertise offered by our lending team.

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Real Estate Mortgage Loan Rates

Contact one of our friendly and knowledgeable lenders for more details.

Want to calculate a possible loan payment?  Utilize our FREE loan calculator!

15 year fixed rate

3.875% - Interest Rate

4.014% - Annual Percentage Rate

$733.44 - Payment*

20 year fixed rate

4.250% - Interest Rate

4.360% - Annual Percentage Rate

$619.24 - Payment*

30 year fixed rate

4.375% - Interest Rate

4.455% - Annual Percentage Rate

$499.29 - Payment*

*Payment amounts above are based on fixed rates for a loan in the amount of $100,000, with 20 percent down on the purchase price and a credit score of 740 or greater for an owner occupied property.  Closing costs are approximately $1,000 to $1,300 with no points.  Payment disclosed does not include taxes and insurance.

The above rates and Annual Percentage Rates are accurate as of  April 19, 2019, and they can change at any time.

All loans are subject to credit approval.  Other rates, terms and programs are available.  For more information on the most current interest rates,
contact a lender at any of our locations.  Loans will be locked once all required documentation is received.